We're so funding glad you're here.
What's A Personal Loan?
An Andi personal loan, provided through our partner Upstart, allows you to borrow anywhere from $1,000–$50,000 to fund personal things. A personal loan can be used for anything from an unexpected hospital trip to a honeymoon, a new dishwasher or debt consolidation.
What Makes Loans Through Andi Different?
Our partner, Upstart, let's you choose between several fixed loan rates and terms, so you can rest easy knowing that we won't unexpectedly change things up on you. You can also prepay as much as you like with no penalty. After all, why should you be punished for being responsible?
Do I Qualify For A Personal Loan?
There’s only one way to find out. When you apply for a loan, we’ll ask a series of questions to help us determine if you qualify for a loan and how much we can offer you. Unlike many lenders, our decision is based on much more than your credit. Not ready to take the plunge? You can check your loan rate without any impact on your credit score.
How Long Does It Take To Apply and Get Funded?
Minutes. Literally. For most applicants, it takes less than 5 minutes to check your loan rate and accept (or not) the loan. Most get the green light instantly, no hassle, no phone calls, no phooey. If you accept before 5:00 P.M. ET Monday-Friday, chances are, you'll have your funds the next business day. For education-related loans, give it up to four business days. It's so funding fast, it's almost unbelievable!
