Credit card transaction

Swipe, Smile, and Stack Rewards!

Credit Cards

A credit card for the rest of us: beginners, in-the-middlers, second-chancers, and all. With an Andi credit card, you can learn how to be smart about credit so that your score is a top-notch as you are. Which, as far as we’re concerned, is pretty top-notch.

  • Extra low introductory rate for the first six months
  • 24/7 customer service
  • Exclusive Mastercard® benefits
  • Earn points for every dollar spent
  • Easy application process

Apply for a Card 

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Personal Card – Low Rate

Features

  • Low introductory rate for the first six months.1
  • Competitive ongoing APR.1
  • Available in Mastercard® Platinum and Visa Platinum.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

  • Other fees may be charged; these fees can be viewed on the application after card type is selected.

Apply online 

Personal Card –World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months.1
  • Competitive ongoing APR.1
  • Available in Mastercard® World, Mastercard® Platinum and Visa Platinum.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit https://www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

  • Other fees may be charged; these fees can be viewed on the application after card type is selected.

Apply online 

Andi and phone with screenshot of app

Why Andi?

The bottom line is that you've got to see for yourself. The Andi app is the best place to dive into better savings, better service, and a better banking experience. We designed it with you in mind. Don't be shy, check us out. Download our app to open an account!

Download Our App